Is the organization registered with the government?
Yes, the organization is registered with the Government of Andhra Pradesh under the APMACCS Act, 1995.
Registration Number: AMC/KNA/DCO/2013/44
What are the advantages of making a deposit with you?
- We offer highest interest rates on deposits, up to 12% per annum.
- No TDS is deducted on the interest earned.
- Doorstep banking services are available for our members.
What are the advantages of taking a loan from you?
- We offer flexible loan products such as Loan Against Property (LAP), Home Loans, Small Project Finance, Builder Finance, and Overdraft facilities.
- CIBIL score or IT returns are not mandatory for availing loans.
- No pre-closure charges.
- Hassle-free processing and quick disbursal of loans.
Do you offer online fund transfer services like RTGS/NEFT/IMPS or a mobile app?
Yes, our members can use our Mobile App to transfer funds through RTGS, NEFT, or IMPS. The app is available for download on the Google Play Store.
Do you provide Savings Bank and Current Account facilities?
Yes, we offer both Savings Bank (SB) and Current Account facilities.
- Minimum balance for SB Account: ₹500
- Minimum balance for Current Account: ₹2,500
- We offer 7.5% interest on SB account based on the daily average balance.
Do you offer Gold Loan products?
Yes, we offer Gold Loan products at many of our branches.
- Interest rate starts at just 12% per annum (₹1 per month per ₹100)
- We offer the highest per gram value, lowest interest rate, and quick disbursal.
Is locker facility available?
Yes, locker facilities are available at most of our branches.
- Zero security deposit for lockers
- Lowest annual rent
- Unlimited access to lockers
- Available on all Saturdays (except public holidays)
- Operating hours: 9:30 AM to 6:00 PM
What is the one-point contact to know more about your products and services?
For more details or to avail our services, please call us at 0866-2482187.