House Mortgage Loans Available
Secure the Funds You Need – Without Selling Your Property
At People’s Co-operative Society Ltd., we understand that life brings many financial needs—whether it’s for a child’s education, medical emergency, business expansion, or even consolidating existing debts. Our House Mortgage Loan lets you access high-value funding while keeping ownership of your property.
🌟 Benefits of House Mortgage Loan
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Retain Ownership, Gain Funds
You don’t need to sell your property. Use its value while continuing to live in or use it. -
Lower Interest Compared to Personal Loans
Mortgage loans are secured, which means lower EMIs and more affordable interest rates. -
Flexible Usage
Use the funds for any purpose:-
Medical expenses
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Higher education
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Home renovation
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Wedding planning
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Business needs
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Debt consolidation
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Longer Repayment Terms
Choose a loan term that suits your income and comfort — up to 10–15 years. -
Top-Up Facility Available
Already have a mortgage loan with us? Get additional funds through a top-up on your existing loan.
🧑💼 Who Can Apply?
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Salaried Employees
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Self-Employed Professionals
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Business Owners
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Senior Citizens (with co-applicants if required)
All you need is clear ownership of a residential or commercial property and the ability to repay.
📊 How Much Can You Borrow?
We offer loan amounts based on up to 60%-70% of your property’s market value. The exact amount depends on:
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Type of property
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Location & condition
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Income and repayment capacity
Want an estimate? Visit your branch for a free loan assessment!
🛡️ Security & Peace of Mind
All loans are processed transparently, with legal verification and fair valuation of your property. Our expert legal and credit team ensures that the process is smooth and trustworthy. We protect your data, your documents, and your peace of mind.